Audit & Internal Control Manager 222 views

Direct Reporting Line:  Chief Executive Officer

No of Vacancies:  One (1) position

Duty Station:  Head Office, Coastal Road

Job Profile:

We are looking for an experienced and proactive Audit & Internal Control Manager to lead and strengthen our compliance framework, internal controls, and risk management systems. The successful candidate will ensure our mobile money operations fully align with regulatory requirements, industry standards, and international best practices, while safeguarding the integrity and security of our systems.

Key Responsibilities

REGULATORY COMPLIANCE:

• Ensure full compliance with Central Bank of The Gambia (CBG) regulations, AML/CFT guidelines, and all relevant local laws.
• Lead the development and implementation of compliance policies, manuals, and procedures.

• Act as the primary liaison with regulatory authorities and external auditors.

• Monitor regulatory updates and ensure timely adaptation of internal policies.

• Oversee compliance related to KYC, onboarding, customer due diligence, and transaction monitoring.

INTERNAL CONTROLS & GOVERNANCE:

• Design, implement, and maintain a strong internal control framework across all business units.

• Conduct regular control assessments on mobile money operations, agent networks, digital channels, settlements, and financial processes.

• Identify weaknesses, process gaps, or control risks and recommend corrective measures.

• Oversee system access controls, segregation of duties, and information security protocols.

• Ensure effective incident reporting, resolution tracking, and follow-up on control findings.

RISK MANAGEMENT:

• Perform enterprise-wide risk assessments, identify emerging risks, and develop mitigation strategies.

• Monitor compliance risk indicators and prepare risk dashboards for management review.

• Support anti-fraud efforts through proactive monitoring and control enhancements.

AUDIT COORDINATION:

• Coordinate internal audits and facilitate external audits by regulators and third parties.

• Ensure proper documentation, evidence collection, and follow-up on audit recommendations.

• Lead periodic compliance reviews and control testing exercises.

TRAINING & AWARENESS:

• Conduct compliance and internal control training for staff, agents, and partners.

• Promote a culture of integrity, accountability, and regulatory awareness across the organization.

Qualifications and Experience 

• Bachelor’s degree in finance, Accounting, Law, Business Administration, Audit, or related field.

• Professional certifications such as ACCA, CIA, CISA, CAMS, or CFE are strong advantages.

• Minimum 3–5 years experience in compliance, internal control, risk management, or audit—preferably in mobile money, banking, telecoms, or fintech.

• Strong understanding of digital financial services, AML/CFT frameworks, and regulatory compliance.

• A Master’s degree (MBA, MSc Finance, Accounting, or Risk Management) is an added advantage.

SKILLS & COMPETENCIES

• Strong analytical, investigative, and problem-solving skills.

• Deep knowledge of compliance frameworks (AML/CFT, KYC, risk-based approaches).

• Excellent written and verbal communication.

• High ethical standards, discretion, and attention to detail.

• Ability to influence stakeholders and drive compliance culture.

• Strong documentation and reporting skills.

Why Join Us?

• Opportunity to lead compliance and risk initiatives in a fast-growing fintech environment.

• Dynamic and innovative workplace culture.

• Competitive salary and benefits.

• Opportunities for professional growth and leadership.

Application Procedure:

Interested candidates who meet the above qualifications and experience are invited to submit an application letter together with an up-to-date CV and educational credentials to hr@apswallet.gm or submit a physical application to: 

Human Resources Department

APS International Limited T/A APS Wallet

Coastal Road

Old Yundum

Deadline: 17th July 2026